Terms, Privacy, Disclaimer & Refunds

Terms of Service

Provider: Osefe Miradi ("we", "us") · Contact: Kontaktmrln@gmail.com

1. Acceptance

By installing, unlocking or using MRLN (the "App"), you agree to these Terms, the Privacy Policy and the Disclaimer. If you do not agree, do not use the App.

2. Eligibility

You must be at least 16 years old to use the App. By using it you confirm you meet this requirement.

3. What MRLN is

MRLN is an offline personal-organiser tool that runs on your own device and helps you track money and health information you enter yourself. It is an informational tool only. As set out in the Disclaimer, MRLN does not provide financial, tax, medical, nutritional, fitness or legal advice, and nothing in the App is professional advice.

4. Licence

Subject to these Terms and any valid access key, we grant you a personal, non-exclusive, non-transferable, revocable licence to use the App for your own personal, non-commercial use. Access keys are personal to you; do not share, resell, publish or circumvent them, and do not copy, modify, reverse-engineer or redistribute the App except as permitted by mandatory law.

5. Your data and responsibility

Your information is stored on your own device (see the Privacy Policy). You are responsible for keeping your own backups — the App can export your data at any time. We are not responsible for data lost because a device is lost, broken, wiped, or its storage cleared. You are responsible for the accuracy of what you enter and for how you act on the App's outputs.

6. Payment, keys and refunds

The App may require a paid access key. Payments are handled by a third-party payment provider, whose terms and privacy policy also apply; we do not receive or store your full card details. Refunds and the EU right of withdrawal are covered in the Refund Policy below.

7. Acceptable use

Do not use the App unlawfully, to harm others, to attempt to breach or tamper with its integrity or licensing, or in any way that infringes rights or applicable law.

8. "As is" — no warranty

To the maximum extent permitted by law, the App and all its outputs are provided "as is" and "as available," without warranties of any kind (express or implied), including accuracy, fitness for a particular purpose, or non-infringement. Your mandatory statutory consumer guarantees under Danish and EU law are not excluded.

9. Limitation of liability

To the maximum extent permitted by applicable law: the App is an informational tool and you remain solely responsible for your financial and health decisions, and we are not liable for losses arising from your reliance on its estimates or content; we are not liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, data, savings or goodwill; and our total aggregate liability for any claim relating to the App is limited to the amount you paid for it in the 12 months before the claim (or, if you paid nothing, to EUR 50). Nothing in these Terms limits or excludes liability that cannot be limited or excluded by law — including liability for death or personal injury caused by negligence, for fraud, for gross negligence or intentional acts, or your mandatory consumer rights.

10. Changes

We may update the App and these Terms. Material changes take effect when the updated version is published; continued use after that means you accept them.

11. Termination

We may suspend or end your licence if you breach these Terms or misuse access keys. You may stop using the App at any time; you can export your data first.

12. Governing law and disputes

These Terms are governed by the laws of Denmark, without prejudice to the mandatory consumer-protection rights of the country where you live. Disputes are subject to the courts of Denmark, again without removing any mandatory right you have to bring proceedings, or rely on protections, in your home country. EU consumers may also use the EU Online Dispute Resolution platform (ec.europa.eu/consumers/odr).

13. Severability

If any provision is unenforceable, the rest remains in effect.

14. Contact

Kontaktmrln@gmail.com

Privacy Policy

Provider: Osefe Miradi · Contact: Kontaktmrln@gmail.com

1. No account, no server

MRLN has no user accounts and no backend that we operate to receive your content. We do not ask for your name, email or a login to use the App.

2. Where your data lives

Everything you enter — money figures, health data, notes, calendar, media list — is stored locally in your device's browser storage. It is not transmitted to us and we cannot see it. You can export or delete it at any time from within the App.

3. Network use — the honest details

The App is a website / PWA, so some limited network activity is unavoidable or optional. None of it sends your personal money or health data:

• Loading and updating the App. When you open or update MRLN, your device downloads the App's code from our hosting provider (a static host). Like any website, that host may process standard technical connection data (such as IP address and browser type) to deliver the files; we do not use this to identify you, and it does not include your entered data.
• Features you choose to use. Some optional actions may open the internet — for example an outbound "search this title" link opens a new browser tab to a third-party site. These happen only when you tap them, and carry only what's needed for that action (such as a title you searched), never your financial or health data.
• Payments. If you buy an access key, our third-party payment provider processes the payment under their own privacy policy; we do not receive your full card details.

4. Access keys

Your access key is verified on your own device. Using it does not report your activity back to us.

5. Cookies / tracking

MRLN does not use advertising or third-party tracking cookies. It uses your browser's local storage only to save your own data and preferences on your device.

6. Children

MRLN is not directed to children under 16 and should not be used by them.

7. Your rights (GDPR)

Because we do not collect or hold your personal data on our systems, there is normally nothing for us to access, correct or erase — your data is in your hands, on your device, and you control it directly (including export and deletion in-app). For any question about this policy, contact us. You also have the right to complain to your local data-protection authority (in Denmark, Datatilsynet).

8. Changes

If this policy changes, the updated version is published in the App.

9. Contact

Kontaktmrln@gmail.com

Disclaimer

MRLN is an informational self-help tool, not professional advice.

• Not financial advice. All budgets, projections, savings plans, grades, income classes and similar outputs are estimates for general information only, generated from figures you enter. They are not financial, investment, accounting or legal advice, and are not a recommendation to take or avoid any action.
• Not tax advice. The Tax Helper is an unofficial estimate based on simplified brackets and your inputs. It is not tax advice and may be inaccurate or out of date. Always confirm with your tax authority or a qualified adviser before relying on any figure.
• Not medical, nutritional or fitness advice. Calorie and protein targets, body-shape models, meal ideas, weight tracking and workout content are general information only, not medical or dietary advice, and are not a substitute for a doctor, dietitian or qualified professional. Consult a professional before changing your diet, exercise or health routine — especially if you are pregnant, under 18, or have any medical condition. Stop and seek help if you feel unwell.
• No guarantee of accuracy or results. MRLN is provided "as is." We do not warrant that outputs are accurate, complete or current, or that using the app will produce any particular financial or health outcome.
• You are responsible for your decisions. You use MRLN at your own discretion and risk.

Your mandatory rights as a consumer under Danish and EU law are not affected by this notice.

Refund Policy

MRLN is digital content: you buy an access key that is delivered immediately after payment. We want you to buy with confidence, so we offer a 30-day money-back guarantee — if you are not happy within 30 days of your purchase, contact us and we will refund it. No complicated conditions.

How to request a refund

Email Kontaktmrln@gmail.com from the address you purchased with, within 30 days of purchase. Refunds are processed back through our third-party payment provider to your original payment method.

If something is wrong

If your key does not work or you were charged in error, contact us any time and we will make it right — including a replacement key.

Your statutory rights

This guarantee is offered in addition to, and is more generous than, your statutory rights. As an EU consumer you also have mandatory rights under Danish and EU law — including your rights where digital content is faulty or not as described — and nothing in this policy removes them.